
Free guide
VA Benefits the Smart Way
The Move Method™ — everything we tell our own veteran clients, from checking eligibility to the day you get your keys.
— Peter & Vicky Royster
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Open the VA Benefits the Smart Way →Questions after reading? Book a call or call (713) 805-6247.
What's inside
Real Answers, Not Sales Talk
Here's exactly what you'll walk away knowing.
Check Your VA Loan Eligibility
90 days active duty, 181 in peacetime, 6 years in the Guard or Reserves, or a surviving spouse — see what unlocks $0 down and no PMI.
Find the Right VA Lender
Not every lender knows VA guidelines inside and out. The right one keeps things moving and helps you avoid surprises at closing.
Structure a Winning VA Offer
VA lets sellers cover up to 4% in concessions — see how to ask for it without losing your competitive edge.
VA Property Rules, Explained
Primary residence only, VA-approved condos, and Minimum Property Requirements — what to check before you fall for a house.
Your Benefits Don't Stop at Closing
Property tax exemptions, IRRRL refinancing, and reusing your entitlement — how to keep using what you've earned.

Written by your local team
Peter & Vicky Royster
We're a husband-and-wife team based in The Woodlands, and we're grateful for your service. We give monthly to the Tunnel to Towers Foundation, and when we help a veteran close on a home, we donate an additional percentage of our commission in your honor.
- ABR
- CLHMS
- ALHS
- MRP
“The Royster Real Estate Team have been my realtors in both buying and selling for the last 16 years. They worked hard to get me the best offer when selling my property. They're extremely responsive and cared about my time and my needs. Peter and Vicky allowed me to work at my own pace throughout the process which was extremely important to me. They take the stress out of the process.”
Loren W. · Buyer, seller & investor · 16-year client
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